Welcome to our teacher insurance information page! We’ll tell you what this important type of insurance coverage is and guide you to a website with an effective plan for insuring teachers.
Basically, teacher coverage is simply insurance that covers a teacher from liabilities like accusations of abuse or neglect, injuries at school or other concerns. Whether you’re a full-time, part-time or tutoring teacher, you can benefit from this coverage. Your plan can be tailored to fit your needs – it doesn’t matter if you teach preschoolers, seventh graders or college students.
Teachers face risks all the time, even when they might not think they do. By being around other people’s children, you expose yourself to certain risks – and we’re not just referring to health hazards. Nowadays, more and more lawsuits are being filed against teachers based on abuse or malpractice allegations. If someone’s child has a seizure in your class and you fail to respond quickly enough to please the parents, you might be surprised how much they can try to sue you for, even though you may have done nothing wrong.Generally, you are eligible to receive insurance for teachers if you are employed as a properly licensed or accredited teacher or counselor for an educational institution. The limitations on this point are extremely broad; private and public school teachers, university instructors and even private tutors may be eligible for this coverage.
The Educators Protection Group offers teachers insurance. EPG has a well-detailed website that can answer many of your questions relating to teaching insurance. You can get rate quotes for free online. Feel free to contact EPG if you need to know more specific details about its coverage.
EPG now has a $1 million professional liability insurance plan for teachers. You can find out about this plan on EPG’s website as well. There is no membership fee.